Larry Klane is an experienced Board Member, independent director, CEO and investment firm and business leader. He currently serves on the boards of Goldman Sachs Bank USA, Navient Corporation (Nasdaq: NAVI) and The Real Brokerage (TSXV: REAX). Mr. Klane previously served as Chairman of the Board and CEO of Korea Exchange Bank and as a Director of Aozora Bank, publicly traded banks in Korea and Japan respectively. He also served as President of the Global Financial Services division of Capital One Financial Corporation and was a Managing Director at Deutsche Bank. Earlier in his career, Larry spent a decade in a variety of US and overseas consulting and strategy roles. Mr. Klane qualifies as a Qualified Financial Expert under SEC guidelines. In January 2014, he co-founded Pivot Investment Partners, a private investment firm focused on investing in a select set of high potential financial technology companies. Mr. Klane received his MBA from the Stanford Graduate School of Business and earned his undergraduate degree from Harvard College. In 2007, he was nominated by the President of the United States to sit on the Federal Reserve Board of Governors.